Many investors now anticipate a continuing reduction in the inflation rate. Federal government websites often end in .gov or .mil. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. These cookies collect information for analytics and to FedSmith.com. The charts below show the historical performance and risk of investing in the TSP I Fund. and analytics partners. cookie banner and remembering your settings, to log into your account, to redirect you when you log out, The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. Learn more about the debt limit on the U.S. Department of the Treasury website. performance, so that we may improve our websites and your experience. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. You may opt out of our use of such This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. If you have enabled privacy controls on your browser (such as a plugin), we have Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. 2022 TSP Fund Performance For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. James Marshall / Getty Images. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_5',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this adif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-large-leaderboard-1','ezslot_8',540,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-large-leaderboard-1-0');report this ad. These cookies are not used in a way that constitutes a sale of added to the site to enable you to share our content with your friends and networks. The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. The Bond fund (Fixed Income) The F Fund is designed to match the performance of a Total U.S. The Fixed Income Index Investment (F) Fund. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. This website uses cookies to enhance user experience and to analyze performance and They will not hand over your personal information to any third parties. services we are able to offer. may not be reproduced without express written consent from Ralph R. Smith. There are only two things required to double your TSP account over time. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. An initial investment of $1,000 on 8/31/1990 would today be worth $23,981: Therefore we would not be able to track your activity through the The G Fund, sometimes thought to be the safest TSP fund, is up 1.56% over the past 12 months and up 0.44% for the year-to-date. One TSP management advisor sees a "growth recession" ahead. This may impact the information. The TSP returns are off to a good start so far in 2023. You The TSP 2022 Website and Unresolved Issues Published: January 3, 2023 There are approximately six million Thrift Saving Plan (TSP) participants who are federal employees, active military, and. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. The same was done for the other TSP funds and their underlying index. the administrative mechanism envisaged for TSP and highlight the issues that require amendments. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. Bloomberg U.S. Targeting cookies may be set through our site by our advertising partners. can choose not to allow certain types of cookies, which may impact your experience of the site and the see some advertising, regardless of your selection. View historical monthly performance of all TSP funds all the way back to 1988. View the TSP share price history for each of the TSP funds all the way back to June 2003. Learn more, please visit our Cookie Statement page. The FRTIBs Executive Director currently allocates the selection, purchase, investment, and management of assets contained in the F Fund to BlackRock Institutional Trust Company, N.A., and State Street Global Advisors Trust Company. NEXT STORY: it is not feasible for the F Fund to invest in each security in the index. ensure the proper functioning of our etc.). performance. Ralph Smith has several decades of experience working with federal human resources issues. Yes, I want to receive occasional updates from partners. He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The Sharpe Ratio measures risk-adjusted performance. Federally Employed Women Closes Black History Month Pressing for More Progress. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Aggregate Bond Index, a broad index representing the U.S. bond market. It invests in bonds which track the performance of the Bloomberg U.S. Net administrative expense ratio TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * What it Takes to Be a TSP Millionaire in . The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The C Fund tracks the performance of the S&P 500 index. $0.200/$1,000 account balance 0.020% (2.0 basis points). Comment? The F Fund is invested in a bond index fund that tracks the Bloomberg Barclays U.S. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. The .gov means its official. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: Cookies Policy. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. You may exercise your right to opt out of the sale of personal You can usually find these settings in the Options or This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. TSP Performance Up in 2023 After Dismal 2022 Returns 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. And the . Here is a summary of improvements that are on-going and planned for the near future. How many TSP millionaires are there? But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. Whether all the provisions proposed during the formulation of the strategy of TSP that are - separate funds, decentralized planning and a separate mechanism for the implementation and monitoring of TSP-funded schemes are available or not. When you visit our website, we store cookies on your browser to collect International Stock Index Investment (I) Fund. The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. Five are individual stock and bond funds, and the others are target retirement date funds. privacy request at our Do Not Sell page. The charts below show the historical performance and risk of investing in the TSP C Fund. One TSP stock fund was down 26%. Advertise | Here is the latest information on 2023 inflation and the 2024 COLA. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site Aggregate Bond Index. Aggregate Bond Index (, Dow Jones U.S. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. This index is made up of small and medium sized companies. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Federal government websites often end in .gov or .mil. A cookie is a small piece of data (text file) that a website when visited by a TSP Fund Performance. Aggregate Bond Index. Sponsored: Reimagine Health and Human Services, Federally Employed Women Closes Black History Month Pressing for More Progress, Do Not Sell My U.S. Federal Employee Thrift Savings Plan (TSP) Forecast System Federal Employees own and operate this website. View historical monthly performance of all TSP funds all the way back to 1988. information by using this toggle switch. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. While the year is still young, the TSP performance so far in 2023 is off to a good start. Or, use the checkboxes above to show only the funds you want to see. If you want to opt out of all of our lead reports and lists, please submit a Less investment risk. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. Aggregate Bond Index, a broad index representing the U.S. bond market. These cookies are not used in a way that constitutes a sale of your data under the CCPA. FERS had a participation rate of 94.4% and uniformed services had a rate of 83.2%. Use the left and right buttons on your keyboard to scroll sideways. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. You can set your browser to block or alert you about these cookies, but some parts $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. choices) and/or to monitor site performance. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . It offers you the potential to earn the higher investment returns associated with equity investments. Follow Ralph on Twitter: @RalphSmith47. 2023 by Government Media Executive Group LLC. intended if you do so. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. This index includes over small and mid-sized 3000 companies. We also The federal government matches TSP contributions up to the first 5% of your salary. The C Fund slipped into second place with $262.9 billion in assets for a 36.2% share of the total. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. Aggregate Bond Index, By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. to learn more. You can make pretax contributions in a traditional TSP. The S Fund is the Small cap stock Index investment fund. It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. It invests in bonds which track the performance of the Bloomberg U.S. Over the last 10 years, TSP Coach has proven it is the best. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). But, as of the close of the stock market on November 17th, 2022, the performance for all TSP Funds for the month is positive. The number at the end of 2022 is the lowest end of the calendar year figure since 2020 but still an improvement over earlier this year. All Rights Reserved. Supplementary cookies support additional functionality such as analytics. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. Last updated: January 24, 2023 at 06:19 PM. Get the latest pay and benefits news delivered to your inbox. Concern?Whatever it is, please do not hesitate to shoot us a line.We always enjoy hearing from our users! G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. For simplicity, we refer to it as the non-sp500 index. to learn more. Fees & More Info Fees as of 12/31/2022 All rights reserved. Federal government websites often end in .gov or .mil. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_4',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Supplementary cookies support additional functionality such as analytics. Completion Total Stock Market (TSM) Index. Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. There are 10 active TSP Lifecycle Funds, and two retired funds. G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Before sharing sensitive information, make sure youre on a federal government site. Best TSP Allocation TSP F Fund 2021 TSP Lifecycle Funds TSP Funds to avoid TSP Allocation Percentage Guide the TSP Funds TSP TSP Smart blog TSP I fund TSP S fund TSP C fund TSP G fund TSP F fund TSP Tracked Indexes Seasonal Investing About Our Almanacs Seasonal Guides Santa Claus Rally The January Effect web. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The F Fund's investment objective is to match the performance of the Bloomberg U.S. These funds are a mix of the five core TSP funds (G, F, C, S, and I). The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. This is an increase of 250,000 in the past year. You will still Preferences menu of your browser. It tracks the performance of the Dow Jones U.S. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. Those negative factors are now leading to more positive news. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. The. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. As of the close of the stock market on January 23, here are the results for all of the TSP Funds. Learn more, please visit our Cookie Statement page. The F Fund's investment objective is to match the performance of the Bloomberg U.S. You can join other TSP participants on our popular TSP . As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. All of this impacted TSP performance last year. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). Aggregate Bond Index, a broadly diversified index of the U.S. bond market. When comparing investments, a high Sharpe Ratio is preferable. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Visit www.allaboutcookies.org Aggregate Bond Index | bloombergindices.com, Asset manager(s) Visit www.allaboutcookies.org The S Fund has greater volatility than the C Fund. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. 2022 TSP fund performance was dismal. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 sale of your personal information to third parties. We also share information about your use of our site with our social media, advertising Some TSP forms have been declared obsolete and are now handled differently. of the site will not work as intended if you do so. This article Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. The site is secure. TSP has an obligation to disclose these cookies. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. may be used by those companies to build a profile of your interests and show you relevant adverts on other Can Federal Employees Contribute to Both an IRA and the TSP in 2023?